What Is a Payday Loan? How Do Payday Loans Work in Canada?
What is a payday loan? Lenders must follow strict laws when it comes to collection practices, fees, and borrower rights.
What Is a Personal Loan And How Does It Work in Canada?
What is a personal loan? It's a financial tool offers a lump-sum payment with a fixed repayment schedule. Let's explore!
Canada Home Accessibility Tax Credit (HATC): How to Qualify?
Guide on the Canada Home Accessibility Tax Credit (HATC) - who qualifies, eligible renovations/expenses, and how to claim the tax credit.
Canada 5-Year Bond Yield: Rates and Impacts
Understand why Canada 5-year bond yield matters for forecasting mortgage rates and guiding investment decisions and economic outlook.
What is a secured loan in Canada? How it works, how to qualify
What is a secured loan? Find out how to leverage your assets for better interest rates and larger loan amounts. Free comprehensive guide inside.
What is a Line of Credit in Canada? Which is the Best Solution?
A line of credit offers flexible borrowing, but without proper understanding, it can create more problems than it solves.
How Bond Yields Affect Mortgage Rates in Canada?
Bond yields and mortgage rates share an intricate relationship that directly affects Canadian homebuyers and property investors. Bond yields in Canada have fluctuated considerably over the past year, with highs of nearly 4% and lows around 2.8%. As of August...
Fixed Rates Climb and Variable Rate Discounts Shrink: What Lenders Aren’t Telling You
Canada’s mortgage landscape has seen notable changes in recent weeks. Fixed rates hit multi-year lows in April, but have since reversed course and begun creeping upwards by 10-20 basis points, while major banks have simultaneously reduced their variable rate discounts...
How To Improve Your Credit Score Quickly in Canada?
Bad credit bringing you down? Improve your credit score quickly by following 7 tips that have worked for thousands.
Home Trust Mortgage Rates & Reviews
A review of Home Trust mortgages, an alternative lender specializing in financing for those with past credit issues or non-traditional income sources.