GDS and TDS ratio: Why these Debt Service Ratios matter?
Find out how GDS and TDS ratios impact mortgage borrowing limits and affordability in Canada and how lenders evaluate debt service ability.
2024-2025 Quebec Income Tax Brackets
As a Quebec resident planning for the 2025 tax year, fully grasping provincial and federal income tax brackets, rates, credits, and deductions is essential to minimize your tax liability. This guide provides key Quebec taxation details for the 2024 and...
How to Buy a Second Home in Canada?
Everything you need to know about buying a second home in Canada - mortgage rules, down payments, financing, and tax implications.
Closed Mortgage: How it Works in Canada
Are closed mortgages the right option for you? Learn how they work in Canada to make an informed decision.
Factors Affecting Mortgage Rates in Canada
Understanding factors affecting mortgage rates, how interest rates impact mortgage costs, strategies to get the lowest competitive rate, and more.
Land Transfer Tax Rebate for First-time Home Buyers in Canada
Find out what land transfer tax rebates are available for first-time homebuyers in different Canadian provinces and cities.
What is a convertible mortgage? How do convertible mortgages work?
Picture yourself ready to buy a home, but economic indicators suggest that interest rates might drop soon. Do you lock in now or wait? This case captures why convertible mortgages have gained traction among savvy Canadian borrowers. It offers a...
Nova Scotia Land Transfer Tax
Navigate Nova Scotia Land Transfer Tax with our complete guide. Learn resident vs non-resident rates, municipal variations, and how to save thousands.
Closing Costs in Ontario: A Complete Guide
Understand and estimate closing costs in Ontario and get tips to save money.
Prime Rate in Canada: How It Works and Why It Matters
Get a look at Canada's prime rate, its historical fluctuations over the years, and forecast direction in response to economic trends.