APR vs Interest Rate in Canada: The True Cost of Borrowing
Understanding APR vs interest rate is crucial for Canadian mortgage and loan decisions. Learn the key differences and the impacts on your borrowing costs.
What is a secured loan in Canada? How it works, how to qualify
What is a secured loan? Find out how to leverage your assets for better interest rates and larger loan amounts. Free comprehensive guide inside.
What is a Line of Credit in Canada? Which is the Best Solution?
A line of credit offers flexible borrowing, but without proper understanding, it can create more problems than it solves.
2024-2025 Quebec Income Tax Brackets
As a Quebec resident planning for the 2025 tax year, fully grasping provincial and federal income tax brackets, rates, credits, and deductions is essential to minimize your tax liability. This guide provides key Quebec taxation details for the 2024 and...
Canada 5-Year Bond Yield: Rates and Impacts
Understand why Canada 5-year bond yield matters for forecasting mortgage rates and guiding investment decisions and economic outlook.
What Is a Payday Loan? How Do Payday Loans Work in Canada?
What is a payday loan? Lenders must follow strict laws when it comes to collection practices, fees, and borrower rights.
Fixed Rates Climb and Variable Rate Discounts Shrink: What Lenders Aren’t Telling You
Canada’s mortgage landscape has seen notable changes in recent weeks. Fixed rates hit multi-year lows in April, but have since reversed course and begun creeping upwards by 10-20 basis points, while major banks have simultaneously reduced their variable rate discounts...
Canada Housing Market 2025: What Buyers and Sellers Need to Know
Canada Housing Market 2025: Expert insights, key trends, and actionable advice for buyers and sellers navigating the evolving Canadian real estate landscape.
Ontario Housing Market 2025: Insights, Trends, and Forecasts
Get insights on forecasted trends shaping Ontario housing market, including key predictions for home sales, prices, mortgage rates and more.
Tax-Free Savings Account (TFSA): A Detailed Guide
The Tax-Free Savings Account is one of Canada's best savings tools. Take advantage of TFSA by understanding its rules for limits, withdrawals, and more.