Mortgage Penalty Calculator
Breaking a mortgage contract before the end of its term often results in prepayment penalties charged by the lender. Use our mortgage penalty calculator to estimate costs before locking in your decision. What is a mortgage penalty? A mortgage penalty,...
How to Pay Off Mortgage Faster in Canada
Accelerate your path to home loan freedom in Canada. Learn how to pay off mortgage faster and save tens of thousands in interest costs.
Cash Back Mortgage in Canada: How It Works
When you are buying a home in Canada, unexpected costs can quickly add up. From lawyer fees to moving expenses, these surprise bills can strain your budget just when you need money most. That’s where a cash back mortgage comes...
What happens if your mortgage renewal is denied in Canada?
If your mortgage renewal is denied in Canada, you'll need to quickly find a new lender who will treat it like a new application, requiring full documentation and qualification. Failure to secure financing and continue payments can lead to legal...
How much does a home inspection cost in Canada?
Whether you are a first-time buyer or seasoned investor, understanding the home inspection cost helps you make informed decisions and protect your investment.
Alpine Credits Rates and Reviews
Alpine Credits is a leading private lender in Canada, helping homeowners unlock their home equity since 1969. Explore its products and rates.
What is a convertible mortgage? How do convertible mortgages work?
Picture yourself ready to buy a home, but economic indicators suggest that interest rates might drop soon. Do you lock in now or wait? This case captures why convertible mortgages have gained traction among savvy Canadian borrowers. It offers a...
What is a high ratio mortgage in Canada? How to qualify it
What is a high ratio mortgage? High ratio mortgages serve as essential bridges to homeownership for millions of Canadians who lack substantial down payments.
What is the loan-to-value ratio? How to calculate the LTV?
When you apply for a mortgage in Canada, one number can make or break your application: the loan-to-value ratio. This simple percentage determines everything from whether you will need mortgage insurance to the interest rates you will be offered. Understanding...
Insured vs uninsured mortgage: What is the difference?
Whether you are a first-time buyer with limited savings or an investor eyeing rental properties, understanding insured vs uninsured mortgage options will help you make confident financial decisions. Choosing the right category can save thousands over the life of your...